Directors and officers insurance

As a director or officer, the actions that you undertake in your work can put you at high risk of personal liability as well as the scrutiny of company stakeholders and regulators. Insurance protection from costly consequences is paramount.

Protection for your people

When it comes to seeking insurance for your business it’s important to consider more than just the tangible assets. As a director or officer of a company, you are at high risk of financial vulnerability that may stem from claims made against you in regards to wrongdoing in your role as a director.  Directors & officers (D&O) insurance ensures that you, your team and your business are covered. 

What sorts of risks are covered?

Directors insurance and officers insurance covers listed persons for any actual or alleged:

  • OH&S dramas
  • Unfair Dismissal
  • Sexual Harassment
  • Statutory breach of duty
  • Defamation
  • Statutory fines & penalties

Our team can help you put together a comprehensive insurance policy that takes into account your company’s unique personal and corporate exposures to liability. Your policy will ensure that you, as a director or officer, as well as any other directors, officers and relevant employees, are covered for potential financial losses and costs incurred in the course of a claim, such as legal defence and any pecuniary penalties awarded against you.

Key policy features

Our team have worked with clients across a range of industries and are well-versed in tailoring a directors and officers insurance policy that meets your needs. Key features may include any of the following: 

  • Directors’ and officers’ personal liability cover
  • Company Reimbursement
  • Legal expenses, including representation and costs for any investigations and enquiries
  • Pecuniary penalties

At the end of the day, directors and officers are responsible for making key business decisions every day, with all actions carrying high risk of ramifications. Directors and officers insurance will give you peace of mind you need to get on with the job knowing cover is going to be there when you need it. 

It’s also important to work with a team you can trust, who have the best interests of you and your business at heart, and will strive to get the most comprehensive solution for you at a reasonable cost. We’re also here for ongoing support should you need it, including existing policy reviews and representation during claims disputes. 

Get in touch

Please get in touch to discuss your business and commercial insurance requirements or for a free, no obligation quote.